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Hospice Care in a Nursing Home: Who Provides What and What Medicare Covers

by | Jul 28, 2026 | Hospice & End-of-Life Planning

Hospice care in a nursing home allows individuals with a terminal illness to receive specialized end-of-life care while remaining in the familiar surroundings of their nursing home. Although many people assume hospice is automatically included with nursing home care, the two are actually separate services that work together to support the resident and their family.

When a nursing home resident qualifies for hospice, the nursing home continues providing daily care, while the hospice team focuses on pain and symptom management, emotional and spiritual support, and improving comfort and quality of life.

In many cases, Medicare covers hospice services separately from the nursing home’s daily charges. Understanding who provides which services—and what Medicare does and does not cover—can help families make informed decisions and avoid unexpected surprises during an already emotional time.

What Is Hospice Care?

Hospice care is specialized medical care for people with a life expectancy of about six months or less if their illness follows its expected course. Rather than focusing on curing an illness, hospice emphasizes comfort, dignity, and quality of life by helping individuals manage pain and other symptoms while providing support for both the patient and their family.

Depending on a person’s needs, hospice care may include:

  • Pain management
  • Symptom control
  • Regular nursing visits
  • Physician oversight
  • Emotional support
  • Spiritual care
  • Social work services
  • Bereavement support for family members
  • Medical equipment and supplies related to the terminal illness

If you’re new to hospice care or want a more in-depth explanation of how it works, who qualifies, and the services available, read our guide: Hospice Care Explained: A Complete Guide for Families Facing End-of-Life Care.

Can Someone Receive Hospice While Living in a Nursing Home?

Yes. Many nursing home residents receive hospice care during the final stages of a serious illness without having to move to another facility.

When a resident qualifies for hospice, they remain in the nursing home, and the hospice provider becomes an additional layer of care that works alongside the nursing home’s staff. The nursing home continues providing daily care and assistance, while the hospice team focuses on pain and symptom management, emotional and spiritual support, and improving the resident’s comfort and quality of life.

In many cases, residents and their families have the right to choose the Medicare-certified hospice provider they prefer, although it’s a good idea to ask the nursing home which Medicare-certified hospice providers they regularly coordinate with to help ensure smooth coordination of care.

Families are often surprised to learn that two different care teams may be involved at the same time. However, these teams work together to coordinate care, communicate regularly, and ensure the resident receives compassionate, person-centered support that meets their changing needs.

Why Hospice Is Often Added in a Nursing Home

Hospice care may be recommended when a nursing home resident has a serious illness that has progressed to the point where the focus of care shifts from treating the disease to managing symptoms and improving comfort. The decision is based on the individual’s medical condition, prognosis, and personal goals of care, and not simply because they live in a nursing home.

Hospice may become appropriate for residents with conditions such as:

  • Advanced dementia
  • Cancer
  • Heart failure
  • Chronic obstructive pulmonary disease (COPD)
  • Parkinson’s disease
  • Kidney disease
  • Amyotrophic lateral sclerosis (ALS)
  • Other terminal illnesses
Hospice care physician helping manage pain and difficult symptoms that may indicate it is time for hospice care

At this stage, the goal of care shifts from aggressive or curative treatment to maximizing comfort, preserving dignity, and improving quality of life. Hospice also provides emotional, spiritual, and practical support for family members as they navigate the challenges of end-of-life care.

If you’re unsure whether the time may be right to consider hospice, our guide 7 Signs It Might Be Time for Hospice Care can help you recognize common signs and better understand the decision-making process.

Who Does What?

One of the biggest sources of confusion for families is understanding the roles of the nursing home staff and the hospice team. While both are involved in caring for the resident, they have different responsibilities and work together to provide coordinated, person-centered care.

The nursing home continues to provide daily care and support, while the hospice team focuses on comfort, symptom management, and end-of-life care.

Instead of replacing the nursing home’s staff, hospice professionals work alongside them to ensure the resident’s physical, emotional, and spiritual needs are addressed. The two teams communicate regularly, coordinate care plans, and share updates so everyone is working toward the same goal: providing compassionate, comfortable care that honors the resident’s wishes.

It’s also important to remember that responsibilities may vary depending on the nursing home, the hospice provider, and the resident’s individual needs. Some services may overlap, but the hospice team brings specialized expertise in managing pain, relieving symptoms, and supporting families throughout the end-of-life journey.

How the Nursing Home and Hospice Team Work Together

Providing high-quality hospice care in a nursing home requires close communication and collaboration between the nursing home’s staff and the hospice team. By working together, they can respond to the resident’s changing needs while ensuring care remains consistent, coordinated, and focused on comfort.

The hospice team regularly visits the resident to assess symptoms, monitor their condition, adjust the care plan as needed, and communicate with nursing home staff. Together, the two teams coordinate many aspects of care, including:

  • Pain management
  • Medication adjustments
  • Wound care
  • Nutrition and hydration concerns
  • Breathing difficulties
  • Emotional and spiritual support
  • Family meetings and care discussions
  • Advance care planning and end-of-life wishes

This collaborative approach helps ensure everyone—including healthcare professionals, the resident, and family members—understands the individual’s goals of care and treatment preferences. By sharing information and working as one team, the nursing home and hospice provider can deliver compassionate, person-centered care that prioritizes comfort, dignity, and quality of life.

What Does Medicare Cover?

Understanding what Medicare covers is one of the most confusing aspects of hospice care in a nursing home. While Medicare generally covers hospice services for eligible beneficiaries, it does not automatically cover all of the costs associated with living in a nursing home.

If an individual qualifies for the Medicare Hospice Benefit, Medicare typically covers hospice services related to the terminal illness.

Medicare document showing Parts A, B, C, and D

According to Medicare, covered hospice services may include:

  • Hospice nurse visits
  • Hospice physician services
  • Medications related to the terminal illness
  • Medical equipment, such as hospital beds or wheelchairs
  • Medical supplies related to the terminal illness
  • Pain and symptom management
  • Social work services
  • Chaplain or spiritual care services
  • Grief and bereavement counseling for family members
  • Volunteer support, when available

These hospice services are generally covered by Medicare Part A for individuals who meet the eligibility requirements and choose hospice care.

However, Medicare does not automatically cover the cost of the nursing home’s room and board simply because someone is receiving hospice care. The nursing home and the hospice provider bill Medicare separately for the services they provide, and payment for room and board depends on the resident’s specific circumstances.

Understanding this distinction is important because it helps families avoid unexpected expenses and better prepare for the financial aspects of long-term care.

Who Pays for the Nursing Home?

Receiving hospice care does not eliminate the cost of living in a nursing home. While Medicare may cover eligible hospice services, payment for the resident’s room, board, and ongoing nursing home care depends on how their stay is being financed.

The source of payment varies based on the resident’s circumstances and may include:

  • Private pay
  • Medicaid
  • Long-term care insurance
  • Medicare (only for limited qualifying skilled nursing facility stays)

For example, if a resident qualifies for both the Medicare Hospice Benefit and Medicaid, Medicare generally covers hospice services related to the terminal illness, while Medicaid may continue covering eligible nursing home costs, including room and board, if the individual meets the program’s financial and medical eligibility requirements.

Because every situation is different, it’s important to speak with the nursing home’s billing office, the hospice provider, or Medicare and Medicaid representatives to understand what costs will be covered and whether any out-of-pocket expenses may apply.

For a deeper understanding of how these programs differ, read our guide Medicare vs. Medicaid. You can also learn more about nursing home services, costs, and eligibility in our guide What Is a Nursing Home? A Complete Guide for Families Navigating Skilled Nursing Care.

Does Medicare Ever Cover Room and Board?

Usually, no. The Medicare Hospice Benefit generally does not pay for room and board in a nursing home when the facility is the person’s permanent residence. While Medicare covers eligible hospice services, it does not typically cover the cost of housing, meals, or routine daily care provided by the nursing home.

There are limited exceptions. For example, Medicare may cover a short-term inpatient stay in a Medicare-certified hospice facility, hospital, or nursing facility if the hospice team determines that the person’s pain or symptoms cannot be safely managed in another setting. Once those symptoms are under control, the individual usually returns to their previous place of care.

Because coverage rules can vary depending on a person’s medical needs and living situation, families should speak with the hospice provider, the nursing home’s billing office, or Medicare to understand how benefits apply to their loved one’s specific circumstances.

What Services Does Hospice Add That Nursing Homes Usually Do Not?

Nursing homes provide essential daily care and medical support, but hospice adds a specialized layer of end-of-life care focused on comfort, symptom management, and supporting both the resident and their family. While some services may overlap, hospice professionals bring additional expertise in caring for people with terminal illnesses.

Depending on the resident’s needs, hospice may provide:

  • More frequent symptom assessments
  • Specialized pain and symptom management
  • Emotional counseling for residents and their families
  • Spiritual care and chaplain services
  • Education to help families understand what to expect
  • Guidance and support during the final stages of life
  • Bereavement support for loved ones after the resident’s death

In addition to these services, hospice teams help families navigate difficult decisions, answer questions, and ensure the resident’s care aligns with their goals and wishes. For many families, this added layer of support provides reassurance and helps reduce stress during an emotionally challenging time.

Does Hospice Mean Death Is Imminent?

Not necessarily. Many people associate hospice care with the final days of life, but that isn’t always the case. Hospice is intended for individuals with a terminal illness who meet medical eligibility requirements, and the length of time someone receives hospice care can vary widely.

Some people receive hospice services for several months, while others may remain on hospice for a shorter period. In some cases, a person’s condition stabilizes or improves enough that they no longer meet hospice eligibility requirements. If that happens, they may be discharged from hospice and continue receiving care in the nursing home or another appropriate setting.

Hospice eligibility is based on a person’s medical condition and prognosis—not on a fixed timeline. The goal is to provide comfort, manage symptoms, and improve quality of life for as long as hospice care is appropriate.

Signs It May Be Time to Ask About Hospice

Recognizing when it may be time to consider hospice can be difficult. While every person’s situation is unique, certain changes in health or daily functioning may indicate that it’s time to discuss hospice with a physician or request a hospice evaluation.

Families may want to ask about hospice if their loved one is experiencing:

  • Frequent hospitalizations
  • Increasing weakness or frailty
  • Progressive weight loss
  • Difficulty swallowing
  • Advanced dementia
  • Uncontrolled pain or other difficult-to-manage symptoms
  • Spending more time sleeping or becoming less responsive
  • A declining ability to communicate
  • A physician believes the individual has a life expectancy of about six months or less if the illness follows its expected course
Nurse holding elderly patient hand in skilled nursing facility providing medical care

These signs do not automatically mean someone is ready for hospice. Instead, they serve as an opportunity to begin a conversation with the resident’s physician, nursing home care team, or a hospice provider. A professional evaluation can help determine whether hospice is appropriate and whether it aligns with the individual’s goals of care.

Questions Families Should Ask

If hospice is being recommended, asking the right questions can help you understand what to expect, how care will be coordinated, and what services will be available for your loved one. Don’t hesitate to ask for clarification—both the nursing home staff and the hospice team are there to help you make informed decisions.

To make these conversations easier, download our free Hospice in a Nursing Home Checklist.

This printable resource includes the questions below, along with additional prompts and space for notes that you can bring to meetings with the nursing home staff and hospice team.

Consider asking questions such as:

  • Why is hospice being recommended at this time?
  • Which hospice providers work with this nursing home?
  • How often will hospice nurses visit my loved one?
  • Who should we contact after hours if we have concerns?
  • Which medications will hospice provide, and which will the nursing home continue to manage?
  • What medical equipment and supplies are included?
  • Who is responsible for paying the nursing home’s room and board?
  • How will the hospice team coordinate care with the nursing home’s staff?
  • What emotional, spiritual, and bereavement support is available for family members?
  • Can hospice services be discontinued if my loved one’s condition changes?

Having these conversations early can help families feel more confident about the care plan and ensure everyone shares the same expectations. A clear understanding of each team’s responsibilities can also reduce confusion and help your loved one receive compassionate, coordinated care.

Final Thoughts

Every family’s journey is different, and there is no single “right” time to begin hospice. The most important step is having honest conversations with your loved one’s healthcare team so you can make decisions that reflect your loved one’s wishes, values, and goals of care.

Hospice care in a nursing home is not about replacing the care your loved one already receives. Instead, it adds a specialized team dedicated to managing pain and symptoms, providing emotional and spiritual support, and helping ensure comfort and dignity throughout the final stages of life.

Understanding the distinct roles of the nursing home staff and the hospice team—and knowing what Medicare does and does not cover—can make these important decisions feel less overwhelming. While navigating end-of-life care is never easy, having clear, reliable information allows families to make informed choices with greater confidence.

If you are exploring nursing home or hospice care options for yourself or a loved one, longtermcarefinder.com offers educational resources to help you better understand your choices and connect directly with long-term care providers in your area. With the right information and support, families can spend less time navigating the healthcare system and more time focusing on what truly matters: sharing meaningful moments with their loved one.

Frequently Asked Questions About Hospice Care in a Nursing Home

Choosing hospice care in a nursing home often raises important questions about eligibility, Medicare coverage, costs, and how hospice works alongside nursing home staff. The answers below address some of the questions families ask most often when considering hospice for a loved one.

Does hospice replace nursing home care?

No. Hospice care in a nursing home does not replace the care provided by the nursing home. Instead, the hospice team works alongside the nursing home’s staff, adding specialized end-of-life services focused on comfort, pain and symptom management, and emotional support.

Who pays for hospice care in a nursing home?

If a person qualifies for the Medicare Hospice Benefit, Medicare generally covers eligible hospice services related to the terminal illness. Payment for the nursing home’s room and board is separate and may come from Medicaid, private pay, long-term care insurance, or another source, depending on the individual’s circumstances.

Can someone stay in a nursing home while receiving hospice care?

Yes. Many nursing home residents receive hospice care without moving to another facility. The hospice team visits the nursing home regularly and works closely with the facility’s staff to provide coordinated, person-centered care.

Does Medicare cover nursing home room and board if someone is receiving hospice?

In most cases, no. Medicare covers eligible hospice services for people who qualify for the Medicare Hospice Benefit, but it generally does not pay for room and board when the nursing home is the person’s permanent residence.

Can hospice care begin immediately after moving into a nursing home?

Yes. If a resident meets hospice eligibility requirements, hospice services can begin at any time, including shortly after admission to a nursing home. A physician and the hospice provider will determine whether the individual qualifies based on their medical condition and goals of care.

Can hospice be discontinued if a person’s condition improves?

Yes. If a person’s condition stabilizes or improves and they no longer meet hospice eligibility requirements, they may be discharged from hospice and continue receiving appropriate care in the nursing home or another setting. If their condition later declines, they may become eligible for hospice again.

How do I know if my loved one qualifies for hospice?

A physician and the hospice provider determine whether a person meets hospice eligibility requirements based on Medicare or other applicable guidelines. In general, hospice is considered when an individual has a life expectancy of about six months or less if the illness follows its expected course and the focus of care shifts to comfort rather than curative treatment.

Can a nursing home require a resident to use a specific hospice provider?

Not necessarily. In many cases, residents and their families have the right to choose the Medicare-certified hospice provider they prefer, although it’s a good idea to ask the nursing home which Medicare-certified hospice providers they regularly coordinate with to ensure smooth coordination of care.

What is the difference between hospice care and nursing home care?

A nursing home provides daily personal care, supervision, and medical services for residents who need ongoing assistance. Hospice care is specialized end-of-life care that focuses on managing pain and symptoms, providing emotional and spiritual support, and improving quality of life. When a nursing home resident qualifies for hospice, the two teams work together to provide coordinated care.

If you’re exploring hospice care for a loved one, these additional resources can help you better understand your options, Medicare coverage, and what to expect throughout the care journey.

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