Early Subscriber Offer: 50% off 6 months or $90 off annual — ends May 31, 2026.

Use Promo Codes:
• EARLY50 → Monthly plans
• EARLYANNUAL → Annual plans

Terms and Conditions

Effective Date: August 1, 2025

Welcome to longtermcarefinder.com, operated by LTC Finder, LLC. By accessing, browsing, registering, or submitting a listing on our site (https://longtermcarefinder.com), you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our website or our services.

  1. Eligibility

This website is intended for adults 18 years and older. By using the site, you represent that you are of legal age to form a binding agreement and that you are using the site to find or list long-term care services in good faith.

  1. User Accounts

When creating an account, you agree to:

  • Provide accurate, current, and complete information.
  • Keep your login credentials secure and confidential.
  • Notify us immediately of any unauthorized use of your account.

You are fully responsible for any activity that occurs under your account.

  1. Listings and Submissions

Registered users may submit long-term care listings to our directory. By doing so, you:

  • Confirm that all information provided is truthful, lawful, and up to date.
  • Agree not to submit false, misleading, or inappropriate content.
  • Retain ownership of your content but grant LTC Finder, LLC a non-exclusive, royalty-free license to display, promote, and distribute your listing on our website and through affiliated platforms.

LTC Finder, LLC reserves the right to edit, reject, or remove any listing at our sole discretion, especially if it violates our guidelines or compromises the integrity of our directory.

  1. Subscription Plans & Billing

We offer both free and paid listing options:

  • Free Listings may include limited visibility and features.
  • Paid Listings include enhanced visibility and tools as described at the time of purchase.

Billing Terms

  • Paid plans are billed on a recurring basis (monthly or annually).
  • Your subscription will automatically renew unless canceled prior to your next billing date.
  • You may cancel anytime through your account dashboard.

Refund Policy

  • We do not provide refunds for partial periods or unused time.
  • To avoid future charges, cancel before your next renewal date.
  1. Payment Processing and Security

Payment Processing. All subscription fees and other payments made through longtermcarefinder.com are processed by third-party payment processors, including Stripe and PayPal (collectively, the “Payment Processors”). By submitting payment information, users authorize the applicable Payment Processor to charge the designated payment method in accordance with the selected subscription plan and billing terms.

No Storage of Card Data. longtermcarefinder.com does not collect, store, or maintain full credit card numbers or sensitive payment authentication data on its servers. Payment information is transmitted directly to the selected Payment Processor through secure, encrypted technology.

PCI Compliance. Stripe and PayPal maintain compliance with the Payment Card Industry Data Security Standard (PCI DSS) at the level applicable to their respective services. All payment transactions are processed in accordance with applicable industry security standards. longtermcarefinder.com relies on the PCI-compliant infrastructure of these Payment Processors for the secure handling of payment card information.

Encryption and Security Measures. Payment data is encrypted in transit using Secure Socket Layer (SSL) or Transport Layer Security (TLS) technology. longtermcarefinder.com maintains reasonable administrative, technical, and physical safeguards designed to protect user information; however, no method of electronic transmission or storage is guaranteed to be completely secure, and we cannot guarantee absolute security.

Third-Party Responsibility. By using the payment services available through the website, users acknowledge and agree that longtermcarefinder.com is not responsible for the acts, omissions, security practices, or policies of Stripe, PayPal, or any other third-party payment processor. Use of Stripe’s or PayPal’s services is subject to their respective terms, conditions, and privacy policies.

Payment Authorization and Billing Responsibility. The subscribing provider represents and warrants that it is authorized to use the designated payment method and agrees to maintain accurate and current billing information. The provider is responsible for all charges incurred under its account in accordance with the selected subscription plan and billing cycle.

  1. Content Ownership & Use

You retain ownership of any content you upload, including text, images, and business information. However, by submitting content to the site, you grant LTC Finder, LLC permission to use it to operate, market, and improve our services.

  1. Disclaimers
  • LTC Finder, LLC does not verify or guarantee the accuracy of user-submitted listings.
  • We do not endorse, vet, or recommend any specific providers listed on our site.
  • All information is provided “as is” and without warranties of any kind.
  • Use of this site is at your own discretion and risk.
  1. Medical & Professional Disclaimer

The content provided on longtermcarefinder.com is for general informational and educational purposes only. While we strive to offer helpful resources for individuals and families navigating long-term care decisions, we do not provide medical, legal, financial, or professional advice.

LTC Finder, LLC is not a healthcare provider and does not employ licensed medical professionals. The information on our website—including articles, blog posts, provider listings, and directory content—is not a substitute for professional advice, diagnosis, or treatment. Always consult with a qualified healthcare provider, attorney, or financial advisor before making care-related decisions.

We make no representations or warranties regarding the accuracy, completeness, or reliability of any content, including user-submitted listings. Use of our site and reliance on any information is solely at your own risk.

  1. Limitation of Liability

LTC Finder, LLC shall not be held liable for any direct, indirect, incidental, or consequential damages arising from:

  • Inaccurate or outdated listings
  • Business decisions made through the use of our platform
  • Service interruptions or data loss
  1. Changes to These Terms

We may update these Terms and Conditions periodically. If changes are made, we’ll update the effective date and post the revised version on this page. Continued use of the site indicates your acceptance of any changes.

  1. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law provisions.

  1. Contact Us

If you have questions about these Terms, please contact us.